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The Black Car Fund

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NPR

If you have a full-time job, and you get hurt at work, you are covered by workers' compensation insurance. You can get medical care, and get paid some of your salary while you recover from your injury.

But if you're a contractor — you're freelancer, working in the gig economy, and you get hurt on the job — you are out of luck.

A lot of the social safety net in this country works this way: it's built around full-time employees. But more and more people are working not as full-time employees, but as contractors.

This is problem people are talking about a lot. Today on the show, we talk about a possible solution.

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Copyright 2021 NPR. To see more, visit https://www.npr.org.

Yuki Noguchi is a correspondent on the Science Desk based out of NPR's headquarters in Washington, D.C. She started covering consumer health in the midst of the pandemic, reporting on everything from vaccination and racial inequities in access to health, to cancer care, obesity and mental health.
Stacey Vanek Smith is the co-host of NPR's The Indicator from Planet Money. She's also a correspondent for Planet Money, where she covers business and economics. In this role, Smith has followed economic stories down the muddy back roads of Oklahoma to buy 100 barrels of oil; she's traveled to Pune, India, to track down the man who pitched the country's dramatic currency devaluation to the prime minister; and she's spoken with a North Korean woman who made a small fortune smuggling artificial sweetener in from China.